Zoral is a fintech software research and development company. We were founded in 2004.
We operate one of the largest labs in Europe focused on Artificial Intelligence/Machine Learning (AI/ML), predictive systems for consumer/SME credit and financial products.
Our clients are based in USA, Canada, Europe, Africa, Asia, South America and Australia.
We are one of the world’s leading companies in the use of unstructured, social, device, MNO, bureau and behavioral data, for real-time decisioning and predictive modeling.
Zoral software intelligently automates digital financial products.
Zoral produced the world’s first, fully automated, STP consumer credit platforms.