ESTO is a fully licensed consumer credit company, specializing in providing merchants automated and tech-driven point of sale financing, custom private label solutions and tailored payment technology.
ESTO was established in 2017 and in a short period of time has grown into a company with the second-largest consumer financing merchant partnership network in the Baltics.
We have the ambition to expand our business model to other countries by handling real-time payments for the merchant and facilitate all payments between the client and merchant in an e-commerce setting.